Home Purchase
We understand that buying a home is a significant investment. Our team is committed to guiding first-time homebuyers, veterans, move-up buyers, and homeowners looking for creative solutions.
Helping You Finance Your Home With Confidence
Loan Programs
It's easy to find the home loan that suits you when you've got options. We're here to help you choose the best type of mortgage for your needs, but you can click on each of the loan types below to learn more.
Our Process in 4 Simple Steps
Clients appreciate our simplified and easy to understand process.
Initial Consult
We can do this quickly over the phone, by email, or if you prefer and live locally, we enjoy sitting down face-to-fact for your initial consult. The point is to get to know your goals and see what kind of home loan will work best for your lifestyle. You will leave with your questions answered and a clear plan for what's next.
Apply & Upload
We will send you a link to our application so we can collect the information we need to run your credit and begin working on your preapproval. We will verify your income, assets, and liabilities, and provide you with a preapproval letter that you will submit with offers on homes. Our typical turnaround time on preapprovals is 24 hours.
Gather Documents
Documents needed will include:
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Drivers license or ID
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Proof of assets (Bank Statements, Investments)
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Proof of income (W2s, paystubs, tax returns)
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Authorization to run credit
Some additional documentation may be required for the following situations: self-employed, retired, real estate investors.
Underwriting
Once you are ready to move forward, we will finalize your loan package and submit to the underwriter for final approval. They may request a few more conditions or documents from you - this is normal! We act as the liaison between you and the lender at all times so that you can save time and receive the best possible service. Loans can close anywhere from 10-45 days, depending on the situation.
Starting the Process?
If you are in the early stages of purchasing or refinancing or are simply exploring your home loan options, we can connect via phone, email, or text.
Start here and we will get in touch with you ASAP.
Homebuyer Guide
Getting a mortgage can be an overwhelming experience, especially with all the guidelines and industry jargon. Don't worry though, we've got you covered! Check out the resources below to help simplify the process and make everything crystal clear.